The £10 Christmas is back again, and I can’t believe it’s 8 years since we started it. I have not mentioned it on the blog for the past few years, but with the festive season about to begin, I thought I would let newer readers know what it is.

The £10 Christmas

What is the £10 Christmas

The £10 Christmas is the budget that the husband and I set every Christmas for each other. We started it 8 years ago, when we decided we would rather put our money towards Christmas days out, and festive breaks away with the kids. Now that the children are teenagers, and festive days out are getting few and far between, we are still sticking with our £10 Christmas.… Continue reading

Sticking to your budget this Christmas

Sticking to your budget this Christmas

If you’re dreading January already, the credit card bills, the scrimping and saving for Christmas, then now is the time to do something about it. You don’t have to accept Christmas debt, you can take steps to create and stick to a sensible budget for this coming festive period.

Work out how much you are going to spend

Think about everything you’ll have at your disposal. This includes the points balances on loyalty cards, unused vouchers, and stamp schemes if you’ve been using any. And of course your salary. When you’ve totted everything up, then you can work out how much to allocate to everybody, and don’t forget travel, food and drink expenses.… Continue reading