Sticking to your budget this Christmas

Sticking to your budget this Christmas

If you’re dreading January already, the credit card bills, the scrimping and saving for Christmas, then now is the time to do something about it. You don’t have to accept Christmas debt, you can take steps to create and stick to a sensible budget for this coming festive period.

Work out how much you are going to spend

Think about everything you’ll have at your disposal. This includes the points balances on loyalty cards, unused vouchers, and stamp schemes if you’ve been using any. And of course your salary. When you’ve totted everything up, then you can work out how much to allocate to everybody, and don’t forget travel, food and drink expenses.… Continue reading

So who remembers the post I did about ‘Amazing what you can get for a tenner’ ? The post was all about how me and hubby set ourselves a strict budget of £10.00 to buy each others presents with. The presents all neatly wrapped up looked like this

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And the presents all unwrapped look like this

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Yep my lucky husband got all that for exactly £10.00 and the prices are as follows

Kids and adults quiz questions £3.75

Christmas ale £2.00

Family Guy mug £1.00

Family Guy beer glass £1.00

Kindle light £1.00

Paper aeroplanes £1.00

Diary milk £0.25

Box of personalised crisps Free

The more eager eyed upon you will notice the personalised crisps actually say Happy Birthday and not Happy Christmas.… Continue reading