Sticking to your budget this Christmas

Sticking to your budget this Christmas

If you’re dreading January already, the credit card bills, the scrimping and saving for Christmas, then now is the time to do something about it. You don’t have to accept Christmas debt, you can take steps to create and stick to a sensible budget for this coming festive period.

Work out how much you are going to spend

Think about everything you’ll have at your disposal. This includes the points balances on loyalty cards, unused vouchers, and stamp schemes if you’ve been using any. And of course your salary. When you’ve totted everything up, then you can work out how much to allocate to everybody, and don’t forget travel, food and drink expenses.… Continue reading

Xmas piggyI love money saving and I am not afraid to admit it I worship Martin Lewis. I first found his website www.moneysavingexpert.co.uk (MSE for short) about 7 years ago when I gave up work to be a stay at home mum. Over the years, all thanks to MSE we appealed to get our council tax band lowered and WON, I have done lots of Mystery Shopping, I always shop around and I never leave the house without some form of voucher in my purse. Talking to other people though, it seems not everyone knows about the deals that are out there, and I thought I would blog about some of the savings we have made this past 2 weeks.… Continue reading