Most of us recognise the importance of putting some money away for a rainy day. But, many of us are still not saving for major life events that are set to occur a long way in the future. For example, 41% of Brits are not building up sufficient funds to pay for their children to go to university or take on an apprenticeship. A similar number are not saving enough for retirement.

Long-term ways to save and invest

Yet, as you will see, there are efficient ways to save money for events that won’t take place for many years. Below, are details of just a few … Continue reading

“Everybody needs a hobby.” You’ve no doubt heard this phrase before, but did you know how true it can be? Research strongly suggests that doing something we enjoy regularly can reduce stress, in turn helping us to improve our mental wellbeing.

enjoy your hobbies

Additionally, focusing on an activity unrelated to work and the everyday often rejuvenates us, allowing us to return to our duties feeling refreshed. But cost can very often be a barrier. If you’re trying to keep to a budget, hobbies can  easily get crossed off the list as you probably don’t consider them an essential expense.

But … Continue reading

If you have teenage children, you will be well aware that they are maturing and slowly getting closer to entering the real world, where money management is so important. It is essential that your teenager understands the value of money and how to manage it, to ensure their transition into adulthood is smooth and as debt-free as possible.

How to help your teenager manage their money

To help you enhance your child’s financial knowledge, you should take a look at the following tips, which will make sure that your teenager understands how to achieve financial independence, and manage their money successfully. 

Set a good example 

In order to … Continue reading

Many home-owners do not know the worth of boiler cover plans, until their boiler breaks down during a chilly season. They then think whether it is worth paying for boiler repair or not? Yes! They do not know the potential benefits of the boiler breakdown cover. The regular annual service not only improves the functionality of the boiler, but it enhances the lifespan of the appliance. Nevertheless, one should get the boiler cover plan from companies like Corgi HomePlan Boiler Insurance to avoid the unwanted situation.

What is boiler breakdown cover ?

Boiler breakdown cover is an insurance plan given … Continue reading

5 under £5

I had all good intentions of joining in with this fantastic linky from the lovely Julia at Rainbeaubelle last month, but time seemed to just run away. The idea behind it is you choose 5 things that you have purchased for £5 and under. Obviously not boring stuff like washing liquid and tins of beans, but lovely things that have made you smile. So here are my five items under £5.

5 things under £5

I love the framed print that I got from Ellie Bean Prints for just £5 in the sale. I have put it on our new picture shelf in the … Continue reading

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The day after my 17th birthday (which was a LONG time ago) I booked my first driving lesson. I knew that as soon as I was old enough, I wanted to pass my test and get my own car. After 6 months of lessons and passing first time, I started looking. Working in a bank meant I could get a loan at a reduced staff rate. And a few weeks of searching for a suitable car, I found it. Even though it was 24 years ago, I still remember exactly what my first car looked like.

It was a blue … Continue reading

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Thirteen years ago I was about to have my first baby. A first baby that required an incredible amount of clothes, nappies, toys, sleeping products etc. I would spend my evenings reading baby magazines for the latest ‘must have’ product your baby just had to have. Having a baby is not cheap, and I dread to think how much we spent on brand new items for our first born. The nursery furniture alone cost nearly £1000, but I must admit we are still using the wardrobe for our daughter 13 years on.

There are definitely products I wish I had … Continue reading


*UPDATED* This book is currently free from 20th July 2015 to 22nd July 2015 and then from 24th July 2015 to 25th July 2015 from Amazon

Hands up who gets a little excited when they get something for free ? I love the word free, and I think this comes from being a SAHM for 7 years. As we only had one wage coming in, it was my job to make our money stretch as far as possible. I returned to work 3 years ago but I still love hunting out freebies. I use the website Latest free stuff every … Continue reading

Last year some of you may remember I blogged about ‘Amazing what you can get for a tenner’. Hubby and I have a limit of £10.00 for each others Christmas presents. Yep no Radley bags or Pandora charms for me. We started our tradition around 4 years ago when we were saving to go to Florida, and we now do it every year. Its amazing how much thought you put into it with only a small budget. I am great at sourcing bargains, and this year he has a total of 9 presents to open on the big day, beating … Continue reading

It amazes me how many people don’t shop around for bargains. Now I love a bargain, and spend a fair bit of time researching the internet for the best price. This time of year will see a lot of the shops go head to head as they compete for our business in the run up to Christmas. Argos already has their 3 for 2 toy offer on at the moment. Now my daughter has asked for an annoying thing a Furby for Christmas. Now the minute the kids go back to school I start thinking of the C word !!! … Continue reading